For California Customers:

Privacy Policy

Rev. 03/2022

Facts	What does VALLEY BANK OF NEVADA do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security Number
Transaction History
Checking Account Information

Account Balances
Account Transactions
Wire Transfer Instructions

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Valley Bank of Nevada chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Valley Bank of Nevada share?	Can you limit this sharing?
For our everyday business purposes- Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes- To offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don't share
For our affiliates’ everyday business purposes- Information about your transactions and experiences	No	We don't share
For our affiliates’ everyday business purposes- Information about your creditworthiness	No	We don't share
For non-affiliates to market to you	No	We don't share

Questions?	Call 702-259-2658 or go to www.valleybanknv.com

What we do

How does Valley Bank of Nevada protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does Valley Bank of Nevada collect my personal information?

We collect your personal information, for example, when you

Open an account
Apply for a loan
Make deposits or withdrawals from your account
Make a wire transfer
Show your government-issued ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

Sharing for affiliates’ everyday business purposes – information about your creditworthiness
Affiliates from using your information to market to you
Sharing for non-affiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

Valley Bank of Nevada has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

Valley Bank of Nevada does not share with our non-affiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Valley Bank of Nevada doesn’t jointly market.

Other important information

For California Customers: Effective November 2020, the California Privacy Rights Act (CPRA) permits consumers who are California residents to (a) ask a covered business which categories and pieces of personal information it collects and how the information is used; (b) request deletion of the information; and (c) opt out of the sale of such information, if applicable. These provisions of the CPRA do not apply to personal information collected, processed, shared, or disclosed by financial institutions pursuant to federal law. We will not share personal information with nonaffiliates either for them to market to you or for any joint marketing efforts without your expressed authorization. We will also limit our sharing of personal information about you with others to comply with all California privacy laws that apply to us. To contact us with questions about our compliance with CPRA, reach us through our Contact Us link or call one of our Branches and request to speak to our Compliance Officer.